Insurance

We can apply your clinical consultation, clinic visits, diagnostic work-up such as ultrasound or Saline Infusion Sonohysterogram (SIS) or hysteroscopy to your health insurance. 

Think Fertility is in network of the following health insurance: 

• Premera
• Regence
• Regence Administration Group
• Blue Cross Blue Shield 
• Aetna
• United Health Care 
• Kaiser PPO
• Anthem
• 
  

We encourage you to fully understand your benefits by calling your insurance plan. We listed the questions you may ask for better understanding your benefits below in the Q & A section. 

Most insurances do not cover fertility treatments such as IUI or IVF. Even if your plan has fertility treatment, you may still need to pay a significant amount for your deductible, co-payment co-insurance and medications.

We provide the guidance here and in the Q & A below that you may call your insurance to find out whether you have coverage for IVF treatment. 

Please be aware that the Think Fertility Laboratory (TFL) provides Embryology and Andrology services of fertility treatment. TFL does not participate in insurance plans. 

All services provided by TFL including IUI, IVF, egg freezing etc will be on a self-paid basis, and payment is expected at the time of service. We strive to provide affordable and highly successful IVF treatments to our patients. 

We understand how challenging the journey of fertility treatments is, working with insurance back and forth often adds an additional layer of stress. While we operate on a self-pay basis, our commitment to affordability shines through. By eliminating the complexities of insurance claims and working directly with patients, we offer services at competitive prices, ensuring accessibility without compromising quality.  

Here are why we do self-pay for fertility treatments :

• We care about your time! Years of experience have highlighted the complexities and time-consuming nature of dealing with insurance companies. Discussions regarding coverage policy often led to delays in treatment initiation. We believe the fertility journey should be at the earliest convenience when you decide to start the path of parenthood. We aim to eliminate these hurdles, providing a more efficient and hassle-free experience for individuals seeking fertility treatments. 

• We care about pricing transparency! Going back and forth with insurance companies about the coverage is not only time-consuming, but also confusing. Our self-pay option emphasizes pricing transparency. We are willing to answer all your concerns about billings throughout the whole process. You will be acknowledged for the amounts you are paying without hiding fees. 

• All Treatment pricing is comparable to what you would end up paying for deductibles, coinsurance, and out-of-pocket expenses even with insurance.

We focus solely on delivering high-quality care without the bureaucratic delays associated with insurance processing, ensuring that patients can promptly access the care they need to pursue their dreams of starting or expanding their families. 

Think Fertility stands as a beacon of hope for individuals seeking fertility treatments by providing comprehensive, transparent, and affordable self-pay options. Our dedication is to make fertility treatments financially feasible underscores our commitment to supporting individuals and couples on their path to parenthood. 

Notes:    

**Co-payments, deductibles, non-covered services, etc. are due at the time of service. IVF Treatment Deposits are due in full at the beginning of your treatment cycle. You are welcome to call or email us to understand your treatment options and estimated cost. Think Fertility partners with CAPEXMD provides our patients financing programs for IVF treatment. CAPEXMD specializes in offering a wide variety of loan options for all fertility treatment options. Please call (888)497-8414 for more information.   

Click for CAPEXMD financing